Financing Programs
Equipment financing & leasing
Funding from $1K to $10M+
One-page application only up to $250,000.
0 Down / 90 Day Deferred
Seasonal Payments
New & Used Equipment
100% Financing
Municipality Financing
Electronic Documents
One-page application only up to $250,000.
0 Down / 90 Day Deferred
Seasonal Payments
New & Used Equipment
100% Financing
Municipality Financing
Electronic Documents
Working Capital & Unsecured Loan Programs
With a small business working capital loan from Prado Capital, you not only get the financial assistance you need to propel your business opportunity to the next level, you have the flexibility and freedom to apply the capital where you know it is needed the most.
Factoring
If you give your customers 30-60 days or more to pay their invoices, wouldn’t it be great if you could get that money right away? You can!
When you use factoring services, you get 85-97% up front, when you need it. We take care of collecting the money from your customers so you can focus on running the other areas of your business.
After your customer pays the invoice, the 3-15% reserve balance is refunded to you less the factoring fee. It is not a loan. There is no debt. You can put that cash to work right away to grow your business.
When you use factoring services, you get 85-97% up front, when you need it. We take care of collecting the money from your customers so you can focus on running the other areas of your business.
After your customer pays the invoice, the 3-15% reserve balance is refunded to you less the factoring fee. It is not a loan. There is no debt. You can put that cash to work right away to grow your business.
Loan Payment Estimator
$
$10,000$5,000,000
months
12 mo60 mo
Term sheet, at a glance
Principal$250,000
Term36 months
Rate (APR)7.99%
First payment—
Final payment—
Monthly payment
$7,834.29
36 payments
Total of payments$282,034.44
Total interest$32,034.44
Section 179 Financing Calculator
Equipment cost
$
$10,000
$3,000,000
Combined federal + state tax rate
%
10%
45%
Section 179 details, at a glance
Equipment cost
$250,000.00
2026 deduction limit
$2,560,000
Phase-out threshold
$4,090,000
Placed-in-service deadline
Dec 31, 2026
Section 179 deduction
$250,000
100% of equipment cost
Estimated tax savings
$62,500.00
Net equipment cost after tax savings
$187,500.00
Based on a 2026 Section 179 deduction limit of $2,560,000 with a dollar-for-dollar phase-out beginning at $4,090,000 of total qualifying purchases (Rev. Proc. 2025-32). This tool provides estimates for illustrative purposes only and is not tax advice — consult your tax advisor or CPA.
Put Your Equipment Investment to Work
Section 179 is designed to encourage businesses to invest in equipment and technology by allowing eligible businesses to deduct the cost of qualifying assets in the year they are placed in service.
If your financed or leased equipment is placed in service by December 31, 2026, you may be eligible to deduct up to $2,500,000 of the cost of qualifying equipment for the 2026 tax year. Additional amounts may be eligible for depreciation or other applicable tax treatment.
See If Your Business Qualifies
Section 179 may be available to sole proprietors, partnerships, LLCs, and corporations that acquire qualifying equipment for business use.
Generally, the equipment must be used for business purposes more than 50% of the time and must be placed in service by December 31, 2026 to qualify for a 2026 deduction.
Maximize Your 2026 Equipment Deduction
For 2026, an eligible business may be able to deduct up to $2,500,000 of the cost of qualifying equipment acquired and placed in service during the year.
Tax rules and eligibility requirements can vary based on your specific circumstances. Please consult your tax advisor or CPA to determine how Section 179 applies to your business and financing arrangement.